• Email us: info@lifeguardmicroins.com
  • Working Hours: 08:00-17:00

Affordable, accessible insurance for Nigerian families, small businesses, and everyday life. Lifeguard Microinsurance Protect What Matters Most with Get Covered Today Flexible Coverage Whether you're a trader, student, or civil servant — we’ve got the right plan for you. Real Peace of Mind Explore Plans We’ve Got You When Life Happens Our microinsurance plans are built to give you comfort, no matter what tomorrow brings. Get Started Now

Affordable, accessible
Insurance for Nigerian Families
small businesses, and everyday life.
Lifeguard
Microinsurance
Protect What Matters Most with Get Covered Today
Flexible Coverage Whether you're a
trader student, or civil servant
we’ve got the right plan for you.
Real Peace of Mind Explore Plans
We’ve Got You When Life Happens Our microinsurance plans
are built to give you comfort
no matter what tomorrow brings.
Get Started Now
Opening Times
Monday – Friday: 08:00 – 17:00
Our Location
3, Delo Dosumu St, Off Oritshe/Orija, Obafemi Awolowo Way, Ikeja, Lagos.
Customer Support
+234 810 504 4692

01.Our Insurance Plans

CREDIT MICROLOAN PROTECTION

Benefits:
  • Guarantees the payment of outstanding loans in the event of death.
  • Assures payment of outstanding loan in the event of permanent disability.
  • Limited burial expenses to the named beneficiary.

Family Umbrella

Features:
  • Personal accident and life cover the insured family.
  • Permanent disability cover.
  • Death benefit payable to named beneficiary.
  • Burial related expenses.
  • Flexible premium payment plan.

Assets Protection Cover

Benefits:
  • Loss or damage to household contents, goods, fixtures and personal effect.
  • Loss or damage as a result of fire and burglary.
  • Pays cost of renting alternative accommodation.
Whatever you value We help you

Protect

Secure

Recover

We are a licensed Nigerian insurance provider dedicated to offering affordable, accessible, and reliable insurance solutions to individuals, families, and small businesses across the country. We understand that life is unpredictable — that’s why we’re committed to helping everyday Nigerians protect what matters most.

View All Services

02.Why Choose Us

Affordable Plans for Everyone

We offer flexible insurance packages that fit your income — whether you’re a student, trader, artisan, or business owner.

Simple and Transparent Process

No hidden terms. No complicated language. We make it easy to understand, register, and make claims.

Tailored for Nigerians

Our products are designed with local realities in mind — covering health, business, and life risks common to Nigerians.

Trusted Protection When It Matters

When life happens — fire, theft, illness, or loss — we show up. Our goal is to help you recover quickly and with dignity.

Reliable Customer Support

Our team is always ready to answer your questions and guide you through every step — online, on the phone, or in person.

Experienced & Licensed Professionals

With deep industry knowledge and full regulatory approval, we are committed to professionalism and doing insurance the right way.

03.Our Process

  • Choose a Plan
  • Register & Get Covered
  • Live with Confidence
  • Make a Claim, Get Support

We understand that no two people or businesses are the same. That’s why we offer a range of affordable, flexible insurance plans — whether you’re protecting your health, your family, your assets or your small business. With our simple product options and friendly support team, choosing the right coverage is easy and stress-free.

Once you’ve selected a plan, you can register quickly through our website, by phone, or with the help of a Lifeguard agent near you. The registration process is fast and straightforward, and we’ll walk you through it every step of the way. Once payment is confirmed, your coverage begins immediately — no long waits, no hidden conditions.

Now that you’re covered, you can live your life with peace of mind. Whether you’re running a business, caring for your family, or simply going about your day, you’re protected from unexpected losses like illness, accidents, theft, fire, and more. You don’t have to worry about “what ifs” — Lifeguard is here to back you up.

When life happens — and you need us the most — we respond with care and speed. Our claims process is transparent and supportive. Simply reach out to us via phone, WhatsApp, or your nearest agent. We’ll guide you through every step, verify your claim, and ensure you receive the support or payout you deserve — quickly and with dignity.

REQUEST FREE CONSULTATION AND LETS DO IT!